Posts with tag 'First-time Buyers'
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20
Homebuyers: Finding a Fitting Floor Plan
When shopping for a new home, most buyers tend to think first about the location and maybe the size. But the layout of a home is one of the most significant parts of the homebuying process. From the shape and size of the home to the number of stairs and the distance between the living room and kitchen, the flow and layout of the home will impact your daily life. Choosing the perfect home layout requires careful consideration because you don't want to regret your choice or outgrow your living situation a few years down the road. To help determine which layout will work best for your family currently and in the future, here are some pro tips from our real estate agents.
- Lifestyle Needs
It may sound obvious but when shopping for a home, you need to envision your family actually living in the home. Some of the important things to consider include pet ownership, how many children you have and whether you'll have more in the future, whether an older family member may need to move in with you at some point in time, and general lifestyle needs. If you have kids, you may want to look into the number of bedrooms, a larger dining area, and kids' playroom. If you entertain often, you may require a gourmet kitchen, plenty of living and dining space, and a fantastic outdoor leisure area.
30
New Year, New Home: When Should I Get Loan Pre-Approval?
Start off your new year with a new home by getting your loan pre-approval and preparing to purchase. A new year means a new start, and a sparkling home awaits.
Our real estate agents understand that the pre-approval process can be rather confusing. To start off your new year right, we're here to help guide you through this first stage of the home purchase process.
Know Your Credit
Knowing your credit score is a great place to start when deciding if you are ready for a pre-approval. Lenders will have varying minimum credit scores, but for the most part, you'll need a score of at least 620 to ensure you are approved for a loan.
15
Before You're Finished Unpacking, Do These 5 Things
Moving can be nerve-wracking and exhausting. You have to do so many things in one day just to make sure that you move your stuff without any major hiccups. Now that you have safely reached your new home, you have every reason be proud of yourself. But there's a score of immediate tasks to complete before you start unpacking and organizing your home. Our real estate agents share a list of 5 things to do immediately after you move into your new house.
- Turn on the Utilities
You should have arranged the connection of utilities before the move, but if you didn't, now is the time to do so without delay. The utilities may have been shut off, especially if the house has been vacant for a long time. Typically, the first utility companies to call are the water, power, and gas providers. You don't want to find out that you don't have electricity or water after a long day of unpacking. Next, you should consider making arrangements to gain access to other utilities and have them put in your name.
29
Buying a House with Student Loan Debt Can Happen
Student loan debt is frequently cited as one of the most common reasons that younger generations postpone buying a home, but don't let that stop you from shopping! While it's true that student loan debt can have an impact on the purchasing process, it's far from an insurmountable hurdle.
By taking the time to clean up your credit, investigate assistance programs, work on your debt-to-income ratio, and get pre-approved for a mortgage, you can put yourself in position to purchase a home. Our real estate agents know what it takes to buy a home, and we've got the details on how to navigate the process when you have student loan debt.
16
7 Habits of Successful Home Buyers
As first-time home buyers enter the Long Island real estate market, finding a new home is more of a challenge than they initially expected. Often, house hunters start their search with a "wing it" mentality. That's not always the best way to approach such a significant purchase in your lifetime.
Today, our real estate agents break down seven habits successful home buyers have in common so you can start your adventure in homeownership on the right path.
- Plan Ahead
Picture the type of home you want and create a plan on how to achieve your goal. Becoming pre-approved for a mortgage is a great first step. It proves to sellers proves you're a serious buyer. Get preapproved for your mortgage before you start shopping for a home.
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